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About ClearFigure

A small independent publishing project with a narrow goal: make everyday financial arithmetic understandable, reproducible and private.

What this site is

ClearFigure is a free collection of browser-based calculators. It started from a simple observation: a lot of online tools bury a two-line formula under a long form, a login screen or an unexplained result. Here, the inputs, the assumptions and the arithmetic are all visible on the same page.

The site is independently operated and supported by advertising. It is not a lender, a bank, a payroll provider, a tax preparation service, an accounting firm or a government agency. No calculator on this site submits an application, requests a quote, or connects to a financial institution.

How the calculators work

Every calculator is plain HTML, CSS and JavaScript. When you type a number, a script in your browser recomputes the result. There is no server-side calculation, no API call, no account and no database. Closing the tab removes the values you entered. The source of each formula is explained on the tool's own page, and the results panel lists the intermediate figures so that the answer can be checked independently.

How the content is produced

All explanatory text on ClearFigure is written specifically for this site and reviewed before publication. We do not copy text from other websites, republish scraped material, or fill pages with duplicated, spun or automatically generated filler. Each tool page contains original guidance: a description of the formula, a worked example with concrete numbers, a statement of what the model excludes, a short glossary and answers to real questions a visitor might have.

Where a topic depends on rules that change over time, we label the parameter set in use rather than implying it is current law. Where a topic requires a professional judgement, we say the tool does not provide one. This approach keeps the site useful without pretending that a calculator can replace a qualified person.

Accuracy and corrections

We check the formulas and the worked examples, and we review the tax parameters at the start of each year against official publications. Mistakes are still possible. If you spot a calculation error, a broken page or an unclear explanation, please use the contact page to tell us what you found. We would rather correct a page than defend it.

Advertising and editorial independence

Advertising pays for hosting and maintenance. Ad placements are separate from the calculators and the editorial text, they never replace a result, and they do not influence a formula or a worked example. We do not sell placement inside a calculation, we do not accept payment to change an output, and we do not encourage anyone to click an ad. Advertising content is delivered by third-party networks, which have their own policies described in our Privacy Policy.

ClearFigure publishes only general-audience, family-safe material. We do not host plagiarised, deceptive, infringing or unlawful content, and nothing on the site is designed to mislead visitors into interacting with advertisements.

Scope and limits

These are arithmetic tools, not advice. A loan estimate is not a loan offer. A take-home estimate is not a paycheck or a tax return. A tip split is not a statement about what anyone should pay. Every tool repeats the same short notice: calculations are for estimation purposes only. The full terms are on the Disclaimer page.

Technical notes

  • Static files only, with no build step, framework or external font request.
  • No analytics, tracking pixels, session cookies, local storage or user accounts.
  • Forms are handled entirely in the browser; nothing is submitted.
  • Responsive layout that works on phones, tablets and desktops.
  • Accessible form labels, live result regions and keyboard-friendly controls.
ClearFigure runs on its own subdomain, tools.szjxxsm.com. If a page looks wrong, a number fails to update or an explanation is unclear, the contact page explains how to report it.